At what age can an adult expect to need long-term care services?

An estimated 90 percent of adults over 65 have one or more chronic condition, such as diabetes, heart disease, arthritis, depression, and  hypertension.
About one-fourth of people with chronic conditions have one or more daily activity limitations that require help. Chronic Condition? You are likely to need routine help. Learn more.
Among persons who need long-term care services, adults aged 65 and over are more likely than younger adults to receive paid help Click here to learn more from the National Center for Health Statistics.
Preparing for the probability of needing long-term care services is just as important as setting aside money for food and lodging when planning for retirement and older adulthood. With limited funding for care needs, savings get wiped out and choices diminish. Learn more about Long-Term Care Costs using MetLife Survey Data. Understanding your needs and desires for older adulthood requires taking a closer look and using a tool for discussion and decision-making. Eagleview West uses a 7-Step process which simplifies the process of long-term care planning. Contact info@EagleviewWest.com for more information.

The ignored and undervalued concept of advanced care planning

Last week there was a celebration in my living room. A commercial by a national investment & financial planning company was trying to persuade the viewer to plan for a retirement that lasts as long as 30 years or more. This was the second round of a campaign by this company to encourage Americans to prepare for a long journey through old age.  Hoorah for the healthcare delivery networks & providers who lay witness to the struggles within our communities in assisting older adults to obtain the needed care; whether it be due to financial woes, complex health issues or difficult social issues. Advanced care planning can help alleviate the stress and provide a framework for carrying out a person's wishes and identifying important factors such as caregivers, allocation of funds, end-of-life wishes, accessibility concerns for aging in place and community resources. With the average cost of home health care exceeding $50,000 per year and facility care ranging from $45,000-$90,000 per year, advanced care planning settles into a number one position when discussing retirement plans (Genworth Cost of Care Survey 2013). Professionals specializing in long-term care planning can assist by using a step-by-step method, establishing goals, and guiding a person through decision-making. Eagleview West specializes in long-term care planning. Learn More or Request a Care Planning Session.